We believe that paying for therapy should be straightforward. Calm Harbor Counseling offers both private pay and insurance options. Your cost will depend on whether you choose to use insurance, your individual plan benefits, and the type of session you schedule.

Private Pay

You do not have to use your insurance benefits to work with us. Some clients prefer the flexibility and privacy that paying privately affords them, while others choose this option because we are not in-network with their insurance company.

Benefits of Private Pay Include:

• Multiple sessions per week at client request and as therapist schedule permits.

• Your treatment and diagnosis isn’t kept in an insurance company database.

• No headaches dealing with the insurance company denying coverage for services, retroactive recoupment, or limiting services to a handful of sessions.

• No mandatory diagnosis and risk of potential discrimination.

Our sessions are 50 minutes in length and fees are charged per session at the following rates:

Individual Therapy Sessions: $130

Initial Individual Session: $200

If you have out-of-network mental health benefits, we may be able to provide a superbill that you can submit to your insurance company for possible reimbursement. Reimbursement is determined by your insurance plan and cannot be guaranteed.

Payment is due at time of service, and online storage of credit card information for automatic, recurring processing is the required payment method. We accept debit/credit cards (Visa, Mastercard, Discover and American Express) and many HSA cards are accepted, but you will need to verify that your account has sufficient funds prior to meeting with us.